Kampala skyline

Supporting entrepreneurship

SME finance is about investing in entrepreneurship. We have years of experience and extensive networks to select the best teams with whom we forge long-term relationships.


Our expertise

Unique market position

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Local knowledge 

For more than a decade, our local teams have been investing in Angola, the DRC, and Uganda. We have built extensive market knowledge, can scout for the best opportunities, and stay close to our clients.

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Flexible growth capital

We provide debt, equity and mezzanine finance allowing us to customize our financing. In our markets, we are the only investor focusing on SMEs needing investments ranging from US$ 300k to US$ 10m.

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Tailored business support

Staying close to our clients and our understanding of the African context also helps us to offer tailored business support and technical assistance. 

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High ESG standards

We believe that SMEs that focus on raising ESG standards and gender equality create stronger companies. We support investees to continuously improve their business standards and sustainability.

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Robust impact data

We adopt generally accepted industry standards and practices, such as the Impact Reporting and Investment Standards and the Joint Impact Model. We are signatories of the Operating Impact Principles.

Investing across sectors

We invest in more than ten different sectors since our local markets remain underdeveloped. 

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Tailored business support

With the SME we set an action plan to seize market opportunities and improve the business well beyond raising ESG standards. By now, we have supported over 150 projects. More than half were focussed on strengthening financial systems, quality processes and technical skills. 

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"Together with XSML we have grown since 2010 from a niche emergency healthcare clinic to a full-range hospital."

Serge Holenn

Medical Director SOS Médecins de Nuit | DRC

"We are excited to have XSML as a long-term partner as the mobile money market is growing fast."

Paul Tumwesigye

CEO Telcare | Uganda

"XSML's support has been essential in expanding our river transportation. By increasing our capacity we can offer a more frequent and reliable service on the Congo river."

Omar Barcat

General Manager SOGETRA | DRC