Financing that fits the business

Our debt and mezzanine financing is designed around how businesses grow and generate cash.

Kampala

A good fit for both sides

For entrepreneurs

Financing that moves with the business

Many entrepreneurs want to grow without giving up ownership. Our financing is structured around the business's cash flow and growth plans.

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For investors

Returns & liquidity throughout the investment

Debt and mezzanine financing provides cash returns throughout the investment period, reducing reliance on exits in smaller markets.

Support beyond financing

Every growing business faces challenges as it scales. XSML combines financing with tailored support that helps entrepreneurs strengthen operations, improve decision-making and manage the next stage of growth.

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Financial Management

Strengthening financial systems, reporting, budgeting and cash-flow management

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ESG

Building stronger ESG systems and processes, from governance and policies to environmental and social practices

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Business Development

Supporting strategic planning, market expansion and new growth opportunities

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Standards & Certifications

Strengthening processes and quality standards, and gaining the certifications needed to grow

Climate & Resilience

Preparing businesses for climate risks and strengthening long-term resilience

People & Leadership

Developing leadership capacity, organisational effectiveness and workforce skills

"XSML helped me organise and analyse the business, put the right financial systems in place and understand how the company was performing. We’ve been working together ever since."

Sybil Chalupa, Founder DPXL | Kinshasa

Making growth possible

DPXL | Kinshasa

Building a stronger business

Video DPXL